GOLD POLICY

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GOLD PLUS POLICY

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MEMBERSHIP COMPARISON

GOLD

GOLD PLUS

MEMBERSHIP COMPARISON

GOLD

GOLDPLUS

COST PER MONTH

P 114

P 195

MAXIMUM COVER PER MATTER

P 114 000

P 195 000

LegalWise provides legal counselling and assistance and covers legal fees* per matter for criminal, civil and labour related cases.

Legal and related advice.

Counselling and assistance on court procedures.

Negotiations and correspondence with third parties on your behalf.

Assistance and counselling regarding basic legal documents, such as legal contracts.

Debt relief matters such as settlement negotiations, consolidations, payment extensions, blacklisting assistance or even bankruptcy.

* LegalWise is unable to handle certain legal cases in-house and Members will be referred to our network of lawyers and LegalWise will pay the legal fees per case.

EXTENDED SERVICES BENEFITS*

Debt Services

Uncontested and contested Rescission of Administration Orders (3 month waiting period)

Family Matters

Uncontested Divorce matters, including settlement (12 month waiting period)

Uncontested divorce – becomes opposed (pay up to when opposed)

Contested Divorces (12 month waiting period)

Maintenance for children (3 month waiting period)

Drafting of wills (3 month waiting period)

Other

Refund of portion of transfer fees of primary residence (12 Month waiting period)

Insurance cover for drafting of Ante-nuptial Contracts (ANC)

Personal income tax benefits

* The Extended Services is seen as a benefit and attracts no excess fee. See the LegalWise extended services list for more details. Note that this list can be amended from time to time.

ADD EXTRA COVER TO YOUR GOLD MEMBERSHIP

Get additional benefits over and above the Gold Policy benefits.

Teacher, Health Care Professional, Law Enforcement Officer Benefit

+ P 20 per month

LEGALWISE EXTENDED COVER PER MATTER

+ P 60 000

Additional cover for legal fees from matters arising during the course and scope of your employment.

Up to an additional P 60 000 insurance cover for legal fees per case.

Covered for defamation of character matters.

Subject to a three-month waiting period.

Extended Family Protection Benefit

+ P 73 per person per month

LEGALWISE EXTENDED COVER PER MATTER

+ P 73 000

An option that allows you to add up to 5 extended family members to your LegalWise Membership for only P 73 per person per month.

FAMILY MEMBERS THAT QUALIFY

Child*
Adult child
Biological or adoptive parents
Biological brothers or sisters

It gives each of them up to P 73 000 cover for legal fees per case plus all the other Benefits and protection of Gold Membership.

Paralegal services in our Branches countrywide, over the phone, via our new video consultation service, e-mail or WhatsApp 24-hour legal assistance via our LegalLine.

Insurance Cover for criminal, civil and labour related matters.

Insurance Cover for the main Member, spouse/ life partner and children under the age of 18.

Subject to a three-month waiting period.

* Your own children under the age of 18 are already covered under your LegalWise Membership

MONEY BACK GUARANTEE

Should you feel that the Membership is not suitable to your needs within the 3-month waiting period, you may cancel your LegalWise Membership in writing (requesting cancellation and a refund) as long as you have received no benefit or assistance during this time and we shall then refund you the premiums for the last 3 months.

If you terminate the policy in this time, but do not request a refund in writing, no refund will be given.

EXCLUSIONS

Our Membership is kept affordable by not covering the following:

  • Business and ancillary business activity matters
  • Defamation cases
  • Matrimonial matters (contested divorces, maintenance disputes, custody, adoption and paternity matters)
  • Status matters
  • Matters involving you as a member, public officer, trustee, executor, curator or spokesperson.
  • Matters with an option to pay a fine without a conviction.
  • Matters that arose before you joined LegalWise or during your 3-month waiting period.
  • Class or Collective actions
  • An act aimed at promoting or frustrating economic, political, social or environmental change.