GOLD POLICY OVERVIEW

Monthly Premium

P 114 per month

MAXIMUM COVER PER MATTER

P 114 000

ACCIDENTAL DEATH

Cash pay-out for legal expenses in the case of the accidental death of the main Member.

P 11 400

Policy Benefits

  • LegalWise provides legal counselling and assistance and covers legal fees* per matter for criminal, civil and labour related cases.
  • 24 hours telephonic legal and related advice.
  • Branch access.
  • Internal State Disciplinary processes.
  • Counselling and assistance on court procedures.
  • Negotiations and correspondence with third parties on your behalf.
  • Assistance and counselling regarding basic legal documents, such as legal contracts.
  • Debt relief matters such as settlement negotiations, consolidations, payment extensions, blacklisting assistance or even bankruptcy.

* LegalWise is unable to handle certain legal cases in-house and Members will be referred to our network of lawyers and LegalWise will pay the legal fees per case.

Extended Services Benefits*

  • Debt Services
    • Uncontested and contested Rescission of Administration Orders (3 month waiting period)
  • Family Matters
    • Uncontested Divorces (12 month waiting period)
    • Maintenance for children (3 month waiting period)
    • Drafting of wills (3 month waiting period)
  • Other
    • Refund of portion of transfer fees of primary residence (12 Month waiting period)

* The Extended Services is seen as a benefit and attracts no excess fee. See the LegalWise extended services list for more details. Note that this list can be amended from time to time.

ADD EXTRA COVER TO YOUR GOLD MEMBERSHIP

Extend your Gold membership benefits with additional cover for your family members or cover related to one of the professions listed below.

TEACHER, HEALTH CARE PROFESSIONAL & ENFORCEMENT OFFICER BENEFIT

An additional option for teachers, health care professionals, police, security guards and members of the defence force.

  • Increased contribution to legal fees per case during the course and scope of your employment.
  • Insurance benefits for defamation, insult, verbal or any other infringement of your personality both during the course of your employment and in your personal, private and individual capacity.

ADDITIONAL MONTHLY CONTRIBUTION

+ P 20 per month

LEGALWISE EXTENDED COVER PER MATTER

+ P 60 000

EXTENDED BENEFIT OVERVIEW

  • Additional cover for legal fees from matters arising during the course and scope of your employment.
  • Up to an additional P 60 000 insurance cover for legal fees per case.
  • Covered for defamation of character matters.
  • Subject to a three-month waiting period.

EXTENDED FAMILY PROTECTION COVER

Give the people close to you the protection they deserve.

This option allows you to add up to 5 extended family members to your LegalWise Membership for only P 73 per person per month.

ADDITIONAL MONTHLY CONTRIBUTION

+ P 73 per person per month

LEGALWISE EXTENDED COVER PER MATTER

+ P 73 000

FAMILY MEMBERS THAT QUALIFY

Child*
Adult child
Biological or adoptive parents
Biological brothers or sisters

* Your own children under the age of 18 are already covered under your LegalWise Membership

EXTENDED BENEFIT OVERVIEW

  • It gives each of them up to P 73 000 cover for legal fees per case plus all the other Benefits and protection of Gold Membership.
  • Paralegal services in our Branches countrywide, over the phone and face to face.
  • Insurance Cover for criminal, civil and labour related matters.
  • Insurance Cover for the main Member, spouse/ life partner and children under the age of 18.
  • Subject to a three-month waiting period.